The great thing about being frugal is that even small changes to your spending habits can significantly affect your overall finances. You don't have to give up everything you love to save money, either. Instead, you can learn how to get the things you love at better prices while also cutting down on
10 Major Money Fears That Are Holding You Back From Success
Fear is a powerful emotion. When experiencing it, you may get put into fight or flight, or you may freeze altogether. These feelings can be so intense and overwhelming that you’re unable to think clearly or take any action whatsoever!When you have money fears, you’re in a state that doesn’t allow
About
HI AND WELCOME!As you may have guessed, I'm Todd, a thrifty saver and the founder of this website! I am a lifelong student of personal finance who achieved financial freedom at 35!Getting better with money isn't as hard as you may think. In fact, small changes in the way you manage your finances
How To Grow Your Nest Egg Better
For most people, the days of working for a single company their entire lives are over! Employees can switch organizations or change careers without it completely affecting their financial future.This shift began when changes were made to the retirement system. The responsibility of planning for the
What is Inflation? The Hidden Tax on Your Money (And How to Profit)
“Back in my day, we used to pay a nickel for a pack of gum. And we would walk to school, uphill, both ways, in the rain!” – Every Grandparent EverI have never understood how you can walk uphill, both ways. If you walk uphill one way, don't you have to walk back down the same hill to arrive at the
The 44 Most Important Events To Add On To Your Money Calendar
The world of personal finance can feel exhausting because there’s a lot for you to keep up with. You have due dates for bills, deadlines to make contributions, and other time constraints to meet. Many people find that it's difficult to keep up with these things and to be financially organized.
10 Ways You’re Overspending And How To Stop Wasting Money
A few dollars spent for this and a few more for that. These purchases add up fast and before you know it, you’re wasting money.Everyone has holes in their budget. There are places where you overspend and could easily reduce without even noticing or feeling deprived.Some money-saving tips are
How To Increase Your Wealth With A Personal Financial Statement
10-Qs and 10-Ks.No, you don’t need to lace up your running shoes. Unless, your creditors are after you!Rather, these are financial statements. They get submitted by public companies to the Securities and Exchange Commission (SEC) every quarter and each year.These records provide a snapshot of a