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Tightwad Todd

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10 Simple Ways You Can Have Greater Financial Awareness

Are you feeling overwhelmed by unexpected expenses? Puzzled by the state of your bank account at the end of the month? You're not alone. Most financial stress stems from not fully grasping why or where we spend our money. This lack of financial consciousness can lead to major money problems, too.

burning money

5 Major Money Pits That Keep You From Having Financial Success

If you’re like most people, from time to time you’re going to make financial mistakes. While some of them will be outside your circle of control, others stem directly from your actions. As long as you can limit them and avoid buying money pits, then you’ll have a greater chance of achieving

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10 Simple Money Rules That Will Help You To Build Greater Wealth

If you’re like most people, personal finance can seem complicated and at times confusing. When you consider all the different financial concepts and investment strategies available, it can make you feel overwhelmed, too! Luckily, there are 10 simple money rules that you can follow that will

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5 Different Types of Wealth You Need For A Better Quality of Life

In today’s society, money gets a lot of attention. No matter where you turn, someone is talking about inflation, the economy, or how they plan to become rich and wealthy. While money is an important part of life, it’s not the end all be all. It’s just one of the many different types of wealth you

material possessions

Material Possessions vs Experiences: How to Spend Money for Greater Joy

As a tightwad, I realize that most of my focus is on ways to avoid wasting money as well as spending less of it. By limiting your consumption of material possessions, experiences, or anything else for that matter; you’re able to save and invest more money. Over time, your capital compounds larger,

blowing money

How to Create a Spending Plan That Gives You Freedom to Enjoy Life

If you’re like most people, you find that spending money is a lot of fun! Depending on your money personality, you probably enjoy some aspect of shopping for either the latest trends, bargain hunting, or buying impulse goods. To ensure you have the means to buy these things now and in the future,

retirement income

3 Major Risks During Asset Decumulation and How to Protect Your Money

In personal finance, most of the focus gets directed towards the accumulation phase of life. These are the steps you need to take to save money, invest it, and build wealth so that one day you’ll have enough money to live on your terms!After decades of working and accumulating assets, you’ll enter

emotional

10 Emotional Spending Triggers That Prompt You To Buy To Feel Better

Have you ever made a purchase to feel better? Or bought items because your friends have them? If you answered yes to either of these questions, then you’re not alone. In fact, Self.inc reports that 77% of Americans admit to engaging in some form of emotional spending!In the US, we live in a

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