Debt/Expenses

According to one survey, almost two-thirds of workers report experiencing ongoing financial stress. While the state of the economy and inflation both play a role, the main source of stress is their money problems! Whether you realize it or not, most money problems are self-inflicted. When you’re

It’s no secret that saving money will help you to build wealth. Unfortunatley, some people take extreme measures to reduce their monthly expenses and maximize their savings. So much so, that they walk a fine line between being frugal vs cheap!Regardless of whether you’re frugal vs cheap, there are

If you’re like most people, living within your means is difficult. At times, working hard and maintaining a high quality of life without going into debt can seem almost impossible!Unfortunately, most Americans carry some level of consumer debt. According to Experian, the average outstanding balance

If you’re like most people, when you first create a budget you realize that you’ve been overspending. In an effort to cut back, you’re tempted to trim or eliminate your happy expenses. While this will lower your burn rate in the short term, it’s unsustainable because you’ll end up feeling

When you’re constantly running out of money, life is often scary. You’re stressed and unsure of whether you’re going to be able to make ends meet. Not to mention, it’s horrifying to think that you’ll likely be back in the same financial position again soon!Running out of money isn’t just bad for

Have you ever felt like your budget isn’t working? That no matter what you do, you keep going over budget?When you first start, it’s common to have a bad few months where you go over budget. You may have had an emergency, underestimated your needs, or forgot to include some monthly expenses

If you’re like most people, you find it difficult to stay under budget. Despite your best intentions, you still end up spending more than you planned. While going over budget may not seem like a big deal at first, doing it consistently affects your ability to save. Not only that, but it impacts the

Sadly, financial insecurity is a growing problem in America. While it can stem from being unable to earn a living wage, it's more common for people to earn a good income yet not know how to spend money wisely!In America, it’s easy to live beyond your means and rack up debt, too. Case in point, US